Flexible coverage designed to help fill the gaps
Healthcare expenses can add up quickly, whether it’s for routine care or unexpected medical needs. For many individuals and families, having access to simple, budget-friendly coverage can make a meaningful difference in managing those costs.
How Limited Medical Insurance Helps
Limited medical insurance, also known as fixed indemnity coverage, helps fill coverage gaps by providing set cash benefits for a range of covered medical services. These benefits are designed to help protect against the financial impact of accident and sickness, offering support when unexpected health events occur.
This type of coverage is built to complement traditional health insurance or provide an affordable alternative for those seeking more flexible options. These plans include benefits for the following and more.
How it works
The process is straightforward. When you receive covered care, benefits are paid based on a set schedule, helping provide predictable financial support without the complexity of traditional health insurance.
With multiple plan options available, you can choose the level of coverage that works best for your situation.
Relieving the Burden of Healthcare Costs
Limited medical insurance provides a practical layer of financial protection and peace of mind, helping you manage healthcare costs and access care with greater confidence.
IMPORTANT: This program provides supplemental health insurance only. It does not provide basic medical, or comprehensive/major medical coverage, and does not satisfy the “minimum essential coverage” requirements of the Patient Protection and Affordable Care Act.
Everest Insurance® markets property, casualty, specialty and other lines of admitted and non-admitted direct insurance on behalf of Everest Group, Ltd., and its affiliated companies. Additional information about Everest, our people, and our products can be found on our website at www.everestglobal.com.This product is underwritten by Everest Reinsurance Company (or Everest Denali Insurance Company), depending on jurisdiction. All issuing companies may not do business in all jurisdictions. This literature is descriptive only. All policy terms, conditions, and pricing is solely determined by Everest and all coverages subject to the language of the policy as issued. Not all products and product features may be available in all jurisdictions and availability may be subject to business and regulatory approval in each jurisdiction. Alliant Affinity is not affiliated with Everest. No employees, agents and/or representatives of Everest are involved in the operation of Companies.
